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A Net Directory »  Article Details

Car Insurance guide and recommendations

Date Added: October 30, 2008 08:49:06 PM
Author: Annonymous
Category: Insurance: Auto

Car Insurance recommendations


1.-Always try to consult different car insurance companies and compare rates and services offered.

2 .- At the time of checking the conditions of an insurance policy for cars, we have to carefully read the entire document, consulting if we dont know any term or condition.

3 .- When starting from a standard car insurance policy we negotiate new conditions, we will require a record of all changes in the document.

4 .- Check that the car insurance policy is written by the increases and surcharges in the event of accidents.

5 .- If you choose a safe car for all risk, we will report on all the accessories and extras that we want to include in the contract.

6 .- When the coverage between different car insurance companies are the same we will set the price not only in the first year, but on what will be paid in the following.

7 .- Learn about the process that follows the insurance company to fix the car crash. Many workshops have agreed to carry out the repairs.

8 .- Of course, it respects the rules of the road. If result fined the company will identify you as a driver and receive an instant fine for you.

9 .- Faced with a mechanical problem calls for roadside assistance. Some companies include this service on their car insurance.

About Insurance Companies

  1.   26 per cent of the insurance companies take a month to pay for the workshop
  2.   The insurance of the car and alcohol
  3.   Estimated damage and determining compensation insurance for transport
  4.   Report on Auto Insurance 2005: Some offer free repainting of the car unless there is a guilty party in five years while others limit benefits when traveling abroad or on the damage by meteorological phenomena
  5.   The Directorate General of Insurance washes his hands before a complaint by irregular increase policy holders
  6.   Spinsterhood: risk factor associated with driving
  7.   Drivers between 25 and 34 years are those who commit more accidents.

Winter tip for safe drivers

Now that winter comes and road conditions do not provide a driving as safe as in warmer seasons, as many times and depending on the tire have to relocate, we may lose grip with the danger that entails.

Driving in winter requires some proper tires, an adaptation of driving style, making it more smooth and rough.

In Spain the winter tires used by only 5% of drivers, as opposed to the rest of Europe where its use is more widespread. The difference lies in the material, because the winter tires are made with special glue that improve the grip when the temperature is equal to or less than 7 º C.

These tires normal temperatures experienced a tightening of its rubber what causes them shorter and grip, braking distances longer, ultimately, puts us at risk.



If we are to avoid risks, we recommend winter tires closer, resulting in a high-pressure contact with the ground. These tires also possess a depth of greater bandwidth, typically 4 mm, where the depth recommended minimum for the remainder of tires is 1.6 millimeters.

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